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14401 Front Beach Road , #220

Panama City Beach, FL 32413
  • $173,000
  • STATUS: Active
  • ON SITE: 16 Days
  • MLS #: 793448
$173,000
  • 0
    BEDS
  • N/A
    ACRES
  • 1
    BATHS
  • 0
    1/2 BATHS
  • 330
    SQFT
  • $524
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1965
County:
Bay

School Information

Elementary School:
Middle School:
High School:

Description

Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building's land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you'll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Ryan Group | Christie's International Real Estate Emerald Coast. Data last updated: 2026-08-18T00:03:59.7.
www.30agulfcoasthomes.com/homes/179615395
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14401 Front Beach Road , #220 Panama City Beach, FL 32413

  • Price: $173,000
  • Status: Active
  • On Site: 16 Days
  • MLS #: 793448
0
Beds
1
Baths
0
½ Baths
N/A
Acres
330
SQFT
$524
$/SQFT
1965
Built
Neighborhood:
Fontainebleau Terrace
County:
Bay
Area:
Bay County-Beach
Elementary School:
Hutchison Beach
Middle School:
Surfside
High School:
Arnold
Property Description
Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, on-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building's land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you'll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.
Exterior Features

Attached Garage YN No Construction Materials Concrete Garage YN No Lot Features Paved Pool Features Gunite In Ground Community Roof Flat View Gulf View YN Yes

Interior Features

Accessibility Features Accessible Central Living Area Appliances Electric Range Electric Water Heater Building Features Dumpster Cooling Ceiling Fan(s) Wall Unit(s) Cooling YN Yes Heating Wall Furnace Heating YN Yes Interior Features Smart Thermostat Tub Shower Parking Features Additional Parking Paved Parking Lot Rooms Studio (First Level) Units Furnished All Units

Property Features

Association Amenities Picnic Area Association Fee 895 Association Fee Frequency Monthly Association Fee Includes Cable TV Electricity Insurance Internet Legal / Accounting Maintenance Grounds Pest Control Pool(s) Sewer Trash Water Association YN Yes Community Features Barbecue Clubhouse Elevator Laundry Facilities Park Pool Waterfront Community Pool Short Term Rental Allowed Listing Service Full Service Lot Size Dimensions 0 New Construction YN No Occupant Type Tenant Property Sub Type Stock Cooperative Property Sub Type Additional Stock Cooperative Security Features Smoke Detector(s) Sewer Public Sewer Special Listing Conditions Listed As- Is Tax Year 2025 Utilities Cable Connected Electricity Available Waterfront Features Gulf Shoreline - Sand Shoreline - Natural Waterfront YN Yes Zoning Description Resid Multi- Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of LPT Realty LLC: 877-366-2213. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or The Ryan Group | Christie's International Real Estate Emerald Coast. Data last updated: 2026-08-18T00:03:59.7.
 
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Santa Rosa Beach FL, 32459